Global payments giant PayPal has officially launched full services in Nigeria, ending two decades of restrictions.
This expansion of PayPal services in Nigeria is being executed through a strategic partnership with Paga, Nigeria’s leading mobile payment platform, allowing millions of freelancers, creators, and merchants to finally receive and withdraw international funds directly into local accounts.
Since 2004, Nigerian users were limited to a “send-only” model due to PayPal’s concerns over fraud and regulatory compliance.
However, as of January 27, 2026, PayPal has launched full services in Nigeria, with the new integration allowing Nigerians to link their PayPal accounts to their Paga wallets.
This bridge enables users to receive payments from over 200 countries and 400 million active PayPal users worldwide, with the ability to settle those funds instantly in Naira.
With this integration, users in Nigeria can link their PayPal accounts directly to their Paga wallets to receive cross-border payments from PayPal-supported markets, shop with global PayPal merchants, and access their funds locally.
Through Paga, users can easily access their PayPal balances and withdraw funds across everyday financial needs, including spending via card, transferring to local bank accounts, or paying bills and merchants within the Paga ecosystem, providing a seamless bridge between global earnings and local use.
“We are proud to make this integration live and available to users across Nigeria,” said Tayo Oviosu, Founder and Group CEO of Paga. “Whether you’re a freelancer receiving international payments, a business selling online, or a consumer shopping globally, this collaboration makes it easier to access and use global funds locally, in a way that’s simple, secure, and built for our markets.”
“We’ve been intentional about partnering with local innovators like Paga and developing solutions that help Nigerians earn, spend, and grow,” said Otto Williams, Senior Vice President, Regional Head, and General Manager of PayPal Middle East and Africa. “This collaboration helps strengthen the broader payments ecosystem by supporting local innovation, expanding financial inclusion, and enabling more consumers and businesses to participate confidently in the digital economy.”
Nigeria’s digital payments market continues to expand rapidly, with transaction values reaching ₦657.8 trillion in 2023 and more than 30 million active mobile wallet users (Novatia Consulting, 2024).
With over 21 million users and a fast-growing API infrastructure, Paga is uniquely positioned to scale PayPal’s services to both consumers and businesses across the country, leveraging its local settlement network, digital wallet, and Visa card integrations positioning it as a secure and trusted local partner for cross-border digital payments.
To access PayPal services through Paga, users can log in to the Paga app or www.paga.com, link their PayPal account, and start receiving international payments into their Paga wallet and use those funds to pay bills, transfer to bank accounts, or shop online.
